All Caary cardmembers enjoy the same card benefits:
1. You are required pay your minimum statement balance by the payment due date each month.
2. You can carry a balance on your card after paying your minimum statement balance each month (note that any balance owed after the payment due date accrues interest).
3. If your minimum statement balance is not received by the payment due date, we reserve the right to retrieve the funds via manual pre-authorized debit (PAD) to bring your account into good standing.
With the Caary charge program:
1. The entirety of your outstanding balance must be paid by the payment due date each month.
2. Any amount owing after the payment due date will accrue interest and will be subject to manual pre-authorized debit (PAD) to bring your account into good standing.
Not sure whether you're a credit or charge cardmember? Please reach out to support@caary.com for assistance.